St. Mary the Virgin Photo: Kim Taylor |
Thursday, 31 July 2014
Church Opening Times for August
St. Mary the Virgin Upchurch will be open on Wednesday afternoons between 1:00pm and 4:00pm and on Saturdays between 11:00am and 4:00pm throughout August.
Jackie Giddings
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Saturday, 26 July 2014
Police Station Opening Hours
Stations at Medway and Ebbsfleet will also be open Saturday and Sunday during the same hours. Other stations throughout the county have had their hours reduced.
See Kent Police Website for exact details: www.kent.police.uk
Kent Community Messaging
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Sunday, 20 July 2014
The Gullands Guide to Flood Risk Homes
Some people will buy a property, especially those in a fantastic location, fully aware that at some time, it may suffer from flooding. However aside from the physical damage caused by floods if a property is at risk of flooding, it may be difficult to:
• Obtain a mortgage
• Obtain suitable insurance cover, or
• Sell the property
Nobody can ever say that a property that has not previously been flooded will never flood and new properties in particular may be tested by the extremes of weather recently experienced. However there are steps that can be taken during the course of a property purchase to forewarn the buyer.
Solicitors are not qualified to give advice on flood risk or interpret technical flood reports but there are a number of checks that can be undertaken by the buyer or on a buyers behalf which will give them a better understanding of the risks.
The standard documentation supplied to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard enquiry of the seller to ascertain whether any part of the property has ever been flooded and if so, the type of flooding that occurred.
If flooding has previously occurred which is not disclosed by the seller, then a buyer could bring a compensation claim as a result of such an incorrect reply. A buyer’s solicitors will also carry out what is known as an Environment Report. This should disclose whether there is any known flood risk and if so this could result in more detailed enquiries being made.
The buyer would need to identify the level of flood risk, which could be from the buyer’s own personal knowledge of the property and the area, the buyer making further detailed enquiries with their own surveyor and ensuring that a physical inspection or survey has been carried out or a more detailed flood report being obtained which will help the buyer to assess the overall risk.
Alan Williams. |
It is important to ensure that the surveyor instructed to act on the buyer’s behalf has local knowledge. The buyer themselves can also make personal enquiries of neighbours, local businesses and consult the Environment Agency Flood Map. This provides a free postcode search for information on flooding from rivers and the sea, but not common flood causes such as surface water and ground water.
A further extremely useful indicator is the buyer making enquiries to establish the terms on which buildings insurance (including flood risk cover) is available. A prohibitive premium or an insurance company potentially declining to insure the property would highlight real cause for concern. As the Standard Conditions of Sale in a Contract for the sale purchase of a residential property oblige the buyer to assume the risk from exchange of Contracts, then the ability to obtain insurance on acceptable terms should be known to a buyer before they become contractually obliged to purchase the property.
If difficulties are experienced in obtaining appropriate buildings insurance and having considered the matter further, a buyer still wishes to proceed, then the Department for the Environment, Food and Rural Affairs, have produced a guide “Obtaining Flood Insurance in High Risk Areas” for those experiencing difficulty in obtaining flood insurance.
In brief the best advice is to ask as many questions as you can and to do as much research as you can before you commit to buying any home.
Alan Williams is head of the residential conveyancing team at Gullands and can be reached at: Email: a.williams@gullands.com or Call: 01622 689700 Website: www.gullands.com
Gullands Solicitors
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Saturday, 19 July 2014
‘An Englishman in Colombia’ by David Wood
Upchurch
resident David Wood has recently had his latest book ‘An Englishman in
Colombia’ published as a paperback and kindle version for the UK and US markets
by Matador publishing company. The book is about 140 pages long with 16 glossy
colour photos.
The idea of
having a book published came after he put a shortened version on his own
website two years ago and this attracted over 12,000 hits in one year after
very little advertising. This will be his first book for the national and
international markets. His previous two books about the history of the village
of Upchurch, ‘Memories of Upchurch’ and Rainham Cricket Club, ‘150 not out, The
Complete History of Rainham Cricket Club’ were aimed at the local market.
Murder,
cocaine, street muggings, bomb explosions and aggressive Amazonian Indians
combined with exotic beach resorts and colourful characters make the book an
interesting and adventurous look at the most dangerous country in Latin America
during the late 1980s and 1990s.
Starting as
an action packed vacation for Upchurch residents David Wood and Nigel Barling
in the Caribbean resort of Santa Marta and a fascinating adventure in the
Amazon, the author returns to Colombia for a ten year work experience. He
portrays the capital Bogota as a mixture of colourful street people, beggars
and a vibrant culture as he meets a vast range of characters. He also outlines
the problems experienced in the city caused by the great contrast of wealth and
poverty and the influence of the cocaine business with detailed personal
accounts of incidents such as street muggings, a bomb explosion in central
Bogota and the blowing up of an Avianca aircraft by the drug cartels which resulted in the
death of his business partner.
Travelling
to different locations in the country, David Wood gives a clear description of
life in places like the Sierra Nevada Mountains where he treks and climbs to
the Lost City of the Tairona Indians and experiences the culture of the Indian
tribes who reside there, the culture they maintain and the problems they face.
He also considers the history and culture of cities like Cartagena with its
colonial and colourful heritage and San Augustin with its ancient stone
figures.
Overall,
the book portrays Colombia as a land of great contrasts with beautiful
locations and lively culture contrasted with excessive violence, poverty and
crime which makes the book an interesting and shocking account of one of Latin
America’s most alluring countries.
‘An
Englishman in Colombia’ is available online at different sites with the
cheapest being www.troubador.co.uk (book shop) for the hard
copy and kindle version. It’s also available at www. Amazon.com, Ebay, The
Telegraph and at various high street bookstores priced £6-99 for the paperback
and £3-99 for the kindle version.
David Wood
is now working on his first novel which is set against a background of
abduction and jihadism in Kashmir and he is being advised by established author
Margaret James who has had 16 novels published for the UK market. At present
David Wood teaches English as an Overseas Language at King Saud University in
Riyadh, Saudi Arabia and spends the summer months in Upchurch.
David Wood.
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Thursday, 17 July 2014
Break In - Upchurch River Valley Golf Course
Hartlip Newington & Upchurch Ward
Message 481 from Neighbourhood Watch
Message 481 from Neighbourhood Watch
XY/025047/14: Between 14th and 15th of July, 4 industrial-sized Sheds were broken into at Upchurch River Valley Golf Course, Oak Lane, Upchurch.
If you have any information that could help investigators please contact Kent Police on telephone number 101 and quote the Crime Number.
For more information on crime prevention visit: www.kent.police.uk
For more information on crime prevention visit: www.kent.police.uk
Kent Police Neighbourhood Watch
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