Shanty Night On Board The Edith May

Edith May Trading Company

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New Website Launched for Parents & Friends of Holywell School

Parents & Friends of Holywell School are pleased to announce the launch of their new website.

The website will provide information about their forthcoming events and current fundraising plans, and will be continually updated throughout the year.

It can be found at: www.pfhs.co.uk

Simon Smith
Publicity​
PFHS

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The Gullands guide to dipping into your pension pot or not?

Radical changes to the rules in respect of pensions are being introduced in April 2015. These are the most significant changes that have been made to pensions in many years. The key change which has attracted headlines is the new flexible access to pensions from the age of 55 giving you the choice, in certain circumstances, as to whether you take a lump sum, regular lump sums or an income from your pension.

These options all have tax implications and you would need to be independently advised as to the option that is best for you.

Should you decide to withdraw funds from your pension pot then you may wish to consider purchasing a “buy to let property” to generate an income for you and, hopefully with bricks and mortar, maintain or increase the capital value of your investment.

This is also the time of year where older children are considering their futures and may be looking to move away to undertake further education and will therefore be incurring accommodation costs. It is worth considering buying a property where they are going to study for them to live in, with the additional potential for an income source from other students who may wish to house share/rent a room.

These options are certainly worth considering if withdrawing funds from a pension pot. You would of course need to consider the tax implications for owning a property which is not your principle private residence, receiving rent as part of your income and the various issues around tax relief on the associated expenditure of mortgage interest and ongoing maintenance costs. However you may feel that this is a more secure and better investment than retaining funds in a pension scheme.

Alternatively you may just be carrying out a general review of your property requirements in the run up to your retirement. Do you live in a property that is now too large for your needs, too costly to run or in need of repair and maintenance? Would you like to live closer to other family members or perhaps within walking distance of shops and amenities? Perhaps you should consider downsizing from your current home and finding a property that better suits your needs before even considering withdrawing funds from your pension. The equity you release from such a sale may help you with your future plans without leaving you without a future income or with a sizeable tax bill.

If you would like advice on buying and selling a property at whatever stage in your life, Alan Williams can be reached at:

Email: a.williams@gullands.com

Telephone: 01622 689700

Or visit: www.gullands.com

Gullands Solicitors

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UpARA - Latest Schedule of Events

Upchurch Active Retirement Association

Please see below for details of our regular events over the next couple of month.

For more details of these and our other activities, see the posters on our notice boards.

Since we are entering our second year subscriptions are now due,

if you do not want your membership to lapse. 

Monthly Meetings (2nd Friday of the month)

(Members Free; Guests £2.00)

*

Friday 13th March 2015 - 2:00pm

*

Friday 10th April 2015 - 2:00pm

Coffee Mornings (4th Tuesday of the month)

(Members £1.50; Guests £2.00)

*

Tuesday 24th March 2015 - 09:30am until 12:30pm

*

Tuesday 28th April 2015 - 09:30am until 12:30pm 

Village Walks (1st & 3rd Friday of the month)

*

Friday 6th March 2015 - 10:00am

*

Friday 20th March 2015 – 10:00am

Rose & Crown, Hartlip

Outings

*

Saturday, 21st March 2015

Thriplow Daffodil Festival

*

Friday,15th May 2015

Little Venice & Camden Lock

David Powell - Chairman

Email: davidrpowell5@hotmail.co.uk
Telephone: 01795 843550

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Upchurch Horticultural Society 2015 - Show Dates

For further details on events and membership please contact Steve Laming on:

01634 373723 / 07703 339290 or Email: slaming@tycoint.com  

Steve Laming

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Vehicles Vandalised - Bishop & Oak Lane

Hartlip Newington & Upchurch Ward

Crime Number: XY/006556/15
Between 3:30am and 4:44am on Tuesday 24th of February, all windows except the windscreen of a Landrover were completely smashed. Both wing mirrors were ripped off. This happened in Bishop Lane Upchurch.

Crime Number: XY/006617/15
Between 24th and 25th of February the offside automated mirror of a Cherokee Jeep was criminally damaged in Oak Lane Upchurch.

If you have any information that could help investigators please contact Kent Police on telephone number 101 and quote the relevant crime number above.

For more information on crime prevention visit: www.kent.police.uk

Kent Police Neighbourhood Watch

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